Travel Club Contract Red Flag Scanner

Answer a few questions based on the agreement in front of you and see whether the contract shows warning signs such as nonrefundable fees, auto-renewal traps, arbitration clauses, inventory disclaimers, or weak cancellation rights. This tool is a starting point. If you want a document-specific review, request a contract review.

  • You do not need to upload a contract.
  • If you have the agreement in front of you, answer the questions based on what it says.
  • If you are not sure about a question, choose "Not sure" and the tool will treat that as moderate uncertainty rather than a guaranteed red flag.
Pricing and Refund Clarity
Cancellation and Rescission Rights
Auto-Renewal and Billing
Inventory and Usage Restrictions
Legal and Dispute Terms
Transfer, Resale, and Exit Restrictions
Sales-Practice Warning Signs

Detected Red Flags

No red flags detected yet. Answer the questions above to scan your contract.

How This Scanner Works

This tool uses a weighted scoring model based on 18 contract-risk factors commonly found in travel club, vacation club, and discount travel membership agreements.

  • Each question maps to a specific risk factor with a weight between 5 and 10 points.
  • Answering "Yes" to a risk factor adds its full weight. "Not sure" adds roughly 40% to reflect uncertainty.
  • Two questions are inverted: leaving without a document copy and unclear support contacts score risk on "No" instead of "Yes."
  • Certain combinations of flags (e.g., nonrefundable fees plus a short cancellation window) add bonus points to reflect compounding risk.
  • The final score is capped at 100 and mapped to a severity label from "Low concern" to "Extreme caution."

Weights and thresholds are calibrated based on patterns documented across travel club contracts and consumer complaints. They are not legal determinations.

Disclaimer: This scanner provides an informational checklist based on your answers and is not legal advice. Contract language varies by company, state, and agreement version. Always review the original contract and seek qualified legal help when necessary.

Want a human review of the actual contract?

This scanner can help you spot possible red flags, but it does not replace a document-specific review. If you want a plain-English review of your travel club, vacation club, or timeshare agreement, request a contract review here. 

Request a Contract Review

Make sure to read Timeshare Cancellation Services: The Complete 2026 Guide